APY = Annual Percentage Yield. Rates and APYs accurate as of July 1, 2020. 

Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. 


Kasasa Cash®* Learn More

Balance Rate APY
0 to $10,000 2.23% 2.25%
$10,000+ 0.30% 2.25% to 0.46%
All balances if qualifications not met 0.05% 0.05%

Qualifications to Earn Rewards

Just do a few simple things you're probably already doing. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive E-statements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Kasasa Saver®* Learn More

Balance Rate APY
0 to $10,000 0.50% 0.50%
$10,000+ 0.15% 0.50% - 0.18%
All balances if qualifications not met 0.05% 0.05%

Qualifications to Earn the Higher Rate

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive E-statements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, your accounts are still free. Plus, you can get right back to earning your full rewards the very next cycle that you qualify.