Kasasa Cash Back

Kasasa Cash Back

Get cash back with this free checking account that also refunds your ATM fees nationwide.*


Get cash back on debit card purchases and refunds on ATM withdrawal fees, nationwide.*

If you've ever paid a monthly maintenance fee on a checking account, Kasasa Cash Back® is here to make up for it. It's free checking with no monthly maintenance fees that actually pays you.

Enjoy 2.25% cash back on your everyday debit card purchases, with no category restrictions.* You'll also get refunds on ATM withdrawal fees, nationwide — so you can get to your money when and where you need it. Open your account now.

• Free checking with cash back

• Get 2.25% cash back on debit card purchases*

  • No category restrictions on purchases
  • Earn up to $81 cash back per year, $6.75 per month*

• Refunds on ATM withdrawal fees, nationwide*

• Link to free Kasasa Saver® for automatic savings

• No minimum balance required to earn rewards

• No monthly maintenance fee

• Free online banking

• Free bill pay available

• Free mobile banking

• Free In-Touch telephone banking

• Free MasterCard® debit card

• Free E-Statements

• $100 minimum opening deposit

Here's How Easy it is to Earn Your Rewards:

Just do a few simple things you're probably already doing. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

• At least 1 direct deposit or ACH payment transaction

• At least 12 debit card purchases

• Be enrolled in and agree to receive E-Statements

• Be enrolled in and log into online banking

And if you don't meet these qualifications, your account is still free.

Plus, you can get right back to earning your cash rewards the very next cycle that you qualify.

Seed by Farmers Bank

Our Seed by Farmers Bank personal finance manager makes it easy to stay in control of your banking. Use our budget generator to know when you're getting off track — or doing well. Meet your financial goals with this great tool! 

  • Online money management tool with mobile access
  • Panoramic view of all your Farmers Bank accounts
  • Aggregates accounts and transactions in one place for a more complete financial picture
  • Track expenses
  • Create budgets
  • Confidential and secure
  • Access Seed by Farmers Bank

APY=Annual Percentage Yield. To obtain the annual percentage yield (APY), you must maintain a minimum balance of .01 in the account each day. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash Back and $25 for Kasasa Saver. When monthly qualifications are met, you will receive 2.25% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6.75 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $4.99 per single transaction if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $10,000 in Kasasa Saver earn 0.15% interest rate on the portion of the balance over $10,000, resulting in 0.50% - 0.18% APY depending on the balance. If qualifications are not met on Kasasa CashBack, all balances in the Kasasa Saver earn 0.05% APY. Limit one account per SSN.