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Personal Checking

We offer six options for personal checking accounts.
If you have questions, please contact us for more information.

eFarmers Free Finest Finest+ Fifty Fifty+
Minimum Opening Balance $100 $100 $100 $1,000 $100 $1,000
Overdraft Privilege $300*
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$300*
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$500*
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$500*
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$500*
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$500*
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Monthly Service Charge $8.75 singles
$10.75 family
$8.75 singles
$10.75 family
Minimum
Balance
Surcharge
$10 if
balance goes
below $1,000
$10 if
balance goes
below $1,000
$10,000
A. D. & D.
Insurance
(Optional)
$4.75 singles
$8.70 family
(Optional)
$4.75 singles
$8.70 family
Earns
Interest
ATM/Debit
Card
Internet Banking
Internet
Bill Pay
Electronic
Statements
Mobile
Banking
Unlimited
Checking
Writing
Free
Money
Orders
Free
Cashier's
Checks
Free
Notary
Services
Free
Logo
Checks

* An overdraft fee of $29.75 applies to each overdrawn item. For more information, please read Farmers Bank's Overdraft Privilege, New Overdraft Rules, and the FDIC's brochure Preventing and Managing Overdraft Fees.