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Business Checking

Free Small Business Checking

If you run a small to medium business, then our Small Business Checking is the right account for you. We offer a low monthly service charge, great service from our Farmers bankers and plenty of flexibility in this convenient account.

  • 100 free credits, with 25 cents for each additional credit.
  • 100 free debits, with 25 cents for each additional debit.
  • 24-7 Online Banking
  • Business Mastercard debit/ATM card

Corporate Checking

Farmers Bank offers its commercial customers an accurate, dependable Corporate Checking account. We're open six days each week to serve your needs and have experienced, friendly bankers ready to assist you at locations throughout the area.

Corporate Checking Fees:

Depending on the balance you maintain in your corporate account (also called your Earnings Allowance), you could receive our services for your Corporate Checking account absolutely free of charge. The way this works is described below*. Standard Corporate Checking account fees include the following:

  • $8.00 account maintenance fee
  • Checks deposited fees range from 7 cents per item for Farmers Bank checks, and 8 cents per item for checks drawn on other banks.
  • Your account is assessed 50 cents for each $1,000 in currency and 10 cents for each roll of coins.
  • Returned checks are charged a $5.00 servicing fee
  • If you choose to use other Farmers Bank services (such as research or printed checks) you will see a fee for these services on your monthly checking statement

*Earnings Allowance: The rate is the average of the 91-day Treasury Bill auction discount rate for the month. This rate is applied against the average investable balance. That balance is the average balance for the month, less average funds in float and less reserve required by law. Float refers to checks deposited that are not drawn on the Farmers Bank and for which the bank does not receive the use of the funds for one to three days.